
The Indian Overseas Bank (IOB), a premier Public Sector Bank headquartered in Chennai, has officially released its employment notification (Advt. No. HRDD/RECT/02/2026-27) for the direct recruitment of Local Bank Officers (LBO) in Junior Management Grade Scale-I (JMGS-I).
The recruitment drive aims to fill 250 vacancies across specific operational states. The online application portal opened on 8th August 2026, and eligible candidates can submit their online applications until 24th August 2026.
Recruitment Overview
| Feature | Details |
| Recruiting Organization | Indian Overseas Bank (IOB) |
| Post Name | Local Bank Officer (LBO) |
| Cadre / Scale | Junior Management Grade Scale-I (JMGS-I) |
| Advertisement Number | Advt. No. HRDD/RECT/02/2026-27 |
| Total Vacancies | 250 Posts |
| Job / Posting Location | Tamil Nadu, Karnataka, Maharashtra, and Gujarat |
| Application Mode | Online Only |
| Online Registration Starts | 8th August 2026 |
| Last Date to Apply Online | 24th August 2026 |
| Official Website Portal | www.iob.bank.in |
Important Schedule Dates
| Event | Dates |
| Notification Release Date | 7th August 2026 |
| Online Application Start Date | 8th August 2026 |
| Last Date for Online Registration & Fee Payment | 24th August 2026 |
| Download of Online Exam Call Letters | To be announced |
| Online Examination Date | To be announced |
State-Wise Vacancy & Language Distribution
The 250 vacancies are allocated across four states, and candidates must apply for only one state while possessing operational fluency in the mandatory local language:
| State | Mandatory Local Language | Vacancies |
| Tamil Nadu | Tamil | 100 |
| Karnataka | Kannada | 50 |
| Maharashtra | Marathi | 50 |
| Gujarat | Gujarati | 50 |
| Total | — | 250 Posts |
Eligibility Criteria
1. Educational Qualifications (As on 1st August 2026)
- Must possess a Bachelor’s Degree (Graduation) in any discipline from a University recognized by the Government of India or any equivalent qualification.
- Candidates must possess valid mark sheets or degree certificates proving graduation status on or before registration.
2. Local Language Proficiency
- Candidates applying for a specific state must be able to read, write, speak, and understand the specified local language (Tamil, Kannada, Marathi, or Gujarati) of that state.
3. Age Limit (As on 1st August 2026)
- Minimum Age: 20 Years
- Maximum Age: 30 Years
- Birth Span: Candidates must have been born not earlier than 02.08.1996 and not later than 01.08.2006 (both dates inclusive).
4. Age Relaxations
- Scheduled Caste / Scheduled Tribe (SC/ST): 5 Years
- Other Backward Classes (OBC – Non-Creamy Layer): 3 Years
- Persons with Benchmark Disabilities (PwBD): 10 Years
- Ex-Servicemen / Commissioned Officers: 5 Years
Salary Scale & Pay Structure
- Pay Scale: ₹48,480 – ₹2,000/7 – ₹62,480 – ₹2,340/2 – ₹67,160 – ₹2,680/7 – ₹85,920/-
- Selected officers will start at a basic pay of ₹48,480/- in Junior Management Grade Scale-I (JMGS-I), along with Dearness Allowance (DA), House Rent Allowance (HRA), lease accommodations, and medical benefits as per bank regulations.
- Probation Period: 2 years of active service from the date of joining.
Selection Process
The multi-stage selection framework comprises:
- Computer-Based Online Examination: An objective test carrying multiple-choice questions:
| Section / Subject | Number of Questions | Maximum Marks |
| General / Economy / Banking Awareness | 40 | 40 |
| Data Analysis and Interpretation | 30 | 60 |
| English Knowledge | 40 | 40 |
| Total | 140 | 200 |
- Local Language Test (LPT): Qualifying test to check proficiency in the regional language of the chosen state (exempted for candidates who studied the language in school marksheet records).
- Personal Interview: Final interaction carrying 100 marks.
- Final Merit List: Formulated based on combined performance in the Online Examination and Personal Interview (80:20 weightage ratio).
Application Fee & Intimation Charges
- SC / ST / PwBD Categories: Fee exempted / minimal intimation charges.
- All Other Categories (General, OBC, EWS): Standard online fee applicable as indicated on the portal.
- Payment Gateway: Net Banking, Debit Card, Credit Card, or UPI.
How to Apply Online
- Visit Official Portal: Access the official Indian Overseas Bank website at www.iob.bank.in.
- Navigate to Careers: Click on the “Careers” tab from the homepage and select “Recruitment of Local Bank Officers 2026-27”.
- New Registration: Click on “Apply Online” and complete the initial registration with active contact details.
- Fill Application Form: Log in with your registration credentials, select your preferred state, and fill in academic and personal data.
- Upload Scanned Documents: Upload digital copies adhering to size requirements:
- Photograph: 20 KB – 50 KB (JPG/JPEG)
- Signature: 10 KB – 20 KB (JPG/JPEG)
- Left Thumb Impression: 20 KB – 50 KB (JPG/JPEG)
- Handwritten Declaration: 50 KB – 100 KB (JPG/JPEG)
- Fee Payment: Complete the payment transaction securely via the online gateway.
- Final Submission: Submit the form and download a copy of the final printout confirmation receipt.
🔗 IOB Official Careers & Application Portal Link
📄 Download IOB LBO Recruitment Notification PDF
Frequently Asked Questions (FAQs)
Q1: How many total vacancies are announced under Indian Overseas Bank LBO Recruitment 2026?
A: A total of 250 Local Bank Officer vacancies have been notified.
Q2: What is the last date to submit the online application?
A: The online application registration window closes on 24th August 2026.
Q3: What is the age limit to apply for IOB LBO posts?
A: Candidates must be between 20 and 30 years of age as of 1st August 2026, with standard category relaxations.
Q4: What is the selection process?
A: The selection process includes a Computer-Based Online Examination, Local Language Test (LPT), and Personal Interview
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